Analyst II, Full Stack

Stack

Responsibilities

• ▹Optimize end-to-end business, risk, and growth strategies using advanced data analytics
• ▹Monitor portfolio performance and macroeconomic trends, proactively adjusting strategies
• ▹Partner with Engineering and ML teams to design and interpret performance metrics
• ▹Collaborate with Product, Legal, and Compliance to translate regulatory requirements into analytical policy
• ▹Oversee development and execution of analytical frameworks, align new product launches
• ▹Engage external stakeholders such as merchants and vendors to align practices
• ▹Build repeatable AI-assisted workflows and mentor junior analysts

Requirements

• ▹2-5 years of experience in an analytically-driven role within consumer lending, credit, or fintech
• ▹Degree in Data Science, Computer Science, Engineering, Economics, or a related quantitative field
• ▹Advanced proficiency in SQL, Python, or other scripting languages
• ▹Deep expertise in data mining, data visualization, and statistical modeling, applying ML techniques to business problems
• ▹Proven experience leading cross-functional initiatives
• ▹Strong understanding of consumer lending regulations and market dynamics
• ▹Ability to translate complex regulatory and economic insights into actionable strategies
• ▹Exceptional communication skills with senior stakeholders

Soft skills

What we offer

• ▹100% subsidized medical, dental, and vision coverage for employees and dependents
• ▹Monthly stipends for health, wellness, and tech spending
• ▹Equity rewards
• ▹Flexible Spending Wallets for technology, food, lifestyle, and family-forming expenses
• ▹Competitive vacation and holiday schedule
• ▹Employee Stock Purchase Plan (ESPP)
• ▹Remote-first company

About the company

Affirm is reinventing credit to make it more honest and friendly, letting consumers buy now and pay later without hidden fees or compounding interest. The Risk & Analytics team partners with Machine Learning, Product, Engineering, Capital Markets, and Commercial teams to grow Affirm responsibly.