Data Science Manager (Credit)

Stack

Responsibilities

• ▹Develop credit scoring, affordability, and behavioural models to support underwriting, pricing, and collections
• ▹Design and run experiments to optimise approval rates, loss rates, and profitability
• ▹Embed decision logic into real-time systems in partnership with product teams
• ▹Ensure data quality, compliance, and ethical use of models across all decisioning processes
• ▹Mentor product squads on experimentation and data-driven decision making best practices
• ▹Provide models to optimise collections, churn management, and customer retention

Requirements

• ▹Degree or qualification in a quantitative field (statistics, mathematics, engineering, or similar)
• ▹5+ years of experience in data science, decision science, or risk analytics within financial services, including 2+ years in management
• ▹Working knowledge of credit risk, consumer lending, and regulatory considerations
• ▹Proficiency in SQL and at least one modelling/programming language (Python, R)
• ▹Experience with A/B testing, machine learning, collections modelling, and churn management
• ▹Ability to translate complex analyses into clear business recommendations

Soft skills

About the company

Moniepoint is a global fintech company building modern financial services for millions of people across high-growth markets, offering payments, banking, credit, and financial management products, primarily in Nigeria and the UK.