Lead the Pricing data science team at Marshmallow, owning the loss ratio view across the portfolio and translating risk analysis into commercial pricing decisions.
Stack
Responsibilities
- ▹Own Marshmallow's loss ratio view across the portfolio, recommending commercial actions based on internal and market/economic factors
- ▹Lead conversations with internal and external stakeholders on pricing performance and risk trends, translating analytics into insights for non-technical stakeholders
- ▹Manage and develop a small team of pricing data scientists, raising the quality of their work
- ▹Drive cross-functional investigation into claims and risk signals with business partners
- ▹Shape how pricing data scientists are deployed across workstreams as the team's operating model evolves
Requirements
- ▹Experience as a data scientist and/or data science manager in a risk-focused domain (pricing, credit decisioning, fraud)
- ▹Experience operating in commercially driven environments guided by performance metrics
- ▹Experience forming clear, commercially grounded views from technical analysis and communicating them to senior stakeholders
- ▹Experience making sound decisions with incomplete or imperfect data, under genuine uncertainty
- ▹Collaborative approach connecting pricing insights to broader business performance
Soft skills
Commercially minded, connecting data to market conditionsJudgment in ambiguous, data-sparse situationsCuriosity about the reasons behind trends and performanceConcise, business-focused communication of complex ideas
What we offer
- ▹Bonus scheme designed to reward high performance
- ▹Private medical insurance with Vitality, mental health support with Oliva
- ▹Personal learning budget and 2 dedicated L&D days a year
- ▹Monthly flexible benefits budget
- ▹25 days holiday plus bank holidays
- ▹4 weeks Work From Anywhere per year
- ▹Visa sponsorship available for this role
About the company
Marshmallow was founded in 2017 to make migration easy; it has grown to 700+ people, reached unicorn status, raised ~£140M and turned profitable, insuring millions of drivers and providing car loans.
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