Product Engineer (Software Engineer)

About the Role Join a consumer fintech product engineering team building tools that help people manage cash flow, access pay, and build credit. You will own backend and product features end to end, contributing directly to users' financial wellbeing. What You'll Do Build product features across domain models, business logic, and API integrations. Ship and iterate through data-informed, incremental releases aligned with product milestones. Use SQL and analytics tools to evaluate product and system performance. Debug complex state machines in event-driven systems to support a reliable user experience. Own implementations through production deployment, and help address incidents as needed. What We're Looking For At least 3 years of experience building backend features end to end for production systems. Proficiency designing and consuming REST APIs, including authentication, authorization, and rate limiting. Experience with event-driven architectures and message queues such as Kafka or Pub/Sub. Experience with relational databases such as PostgreSQL or MySQL, including data modeling and query optimization. Hands-on experience with CI/CD, version control, automated testing, and code reviews. Experience building consumer-facing products, using SQL and analytics tools, and debugging event-driven systems. Strong computer science fundamentals and experience in a high-bar engineering environment, ideally including an early-stage startup. Go experience deployed on GCP is a plus. Compensation & Benefits Base salary: $120,000 to $200,000 annually. Visa sponsorship is available. Location On-site in San Francisco, California. Candidates based in Seattle or willing to relocate to San Francisco or Seattle may also be considered.